ONLINE REQUEST FORM

The benefits of factoring with Factor Hawaii really boil down to adding profit to your bottom line. Before you factor, make sure you can take advantage of the features and leverage them

TAKE ON ADDITIONAL BUSINESS
Most of our clients can do more business if they have better cash flow. How this works depends on your industry and your market. Some real examples are:
• improving or increasing marketing
• saying "yes" to customers who demand credit terms
• investing in income-producing assets--people and equipment
• eliminating supplier constraints
• shifting manpower from collection to marketing and production

REDUCE EXPENSES
Many of our clients actually reduce expenses by outsourcing credit and administration to Factor Hawaii, and by leveraging their healthy cash position. The most common ways include:
• eliminating bad debt with FactorHawaii's credit guarantee
• reducing collection and administrative expenses
• receiving cash discounts from suppliers

IMPROVE YOUR FINANCIAL CONDITION
Exchanging invoices for cash enables some businesses to "get current" or reduce strains caused by tight cash flow. It
also improves their own credit rating. Here are some examples we frequently see:
• staying current with suppliers and creditors
• establishing payment terms with suppliers, further improving cash flow
• meeting regular payroll obligations
• bringing payroll taxes current

How can YOUR company benefit?
Every company has a unique situation. Before signing up to factor, it's important to estimate how our services can
increase your business, reduce your expenses, and improve your financial situation. Call a Factor Hawaii representative or
fill out an application, and we can help you answer these important questions.